Before moving into your new rental home, make sure your belongings are protected. Renter’s insurance is available at a relatively low cost and is one of the wisest purchases an apartment resident can make.
Landlords and property owners’ property insurance will not cover your personal property. If you are still on your parent/guardian’s insurance, you may be covered by your parent’s homeowners’ insurance; check with your parents to determine what is and is not be covered in the event of a loss.
Insurance agents are listed in the yellow pages under “Insurance.” Prices vary so shop around for a good price before buying a policy. Your car insurance provider may also offer renter’s insurance to you at a discounted cost.